OMNi Card is available in 3 variants, namely OMNi Go, OMNi Elite and OMNi Infinite.
While OMNi Go and OMNi Elite are virtual cards, OMNi Infinite is a physical card.
You may wish to refer to the table below for a detailed comparison of the various card types:
Virtual vs Physical Cards
Here are a few things to consider when deciding between a virtual or physical card.
Virtual cards are great if you would like immediate issuance without the need for KYC. You may start using a virtual card in a matter of minutes.
On the other hand, while a physical card like OMNi Infinite requires basic KYC and has a longer issuing time (delivery often takes 1 - 2 weeks), it comes with additional benefits like a higher pledge limit and the ability to withdraw cash at ATMs.
All OMNi cards are widely accepted by more than 30,000,000 merchants globally. However, physical cards are known to have a higher merchant acceptance rate than virtual cards. If you plan on using your card at petrol kiosks and with telcos and eWallets, then you may wish to consider applying for a physical card instead.
For dining, offline retail and online shopping, both virtual and physical cards generally work equally well.
While you may only link one virtual card to your Haven Wallet at a time, you may link your wallet to both a virtual and physical card at the same time. Hence, you may wish to consider applying for both a virtual and physical together.