OMNi Card is available in 3 variants, namely OMNi Go, OMNi Elite and OMNi Infinite.
While OMNi Go and OMNi Elite are virtual cards, OMNi Infinite is a physical card.
Card Specifications
You may wish to refer to the table below for a detailed comparison of the various card types:
Virtual vs Physical Cards
Here are a few things to consider when deciding between a virtual or physical card.
Virtual cards are great if you would like immediate issuance without the need for KYC. You may start using a virtual card in a matter of minutes.
On the other hand, while a physical card like OMNi Infinite requires basic KYC and has a longer issuing time (delivery often takes 1 - 2 weeks), it comes with additional benefits like a higher pledge limit and the ability to withdraw cash at ATMs.
All OMNi cards are widely accepted by more than 30,000,000 merchants globally. However, physical cards are known to have a higher merchant acceptance rate than virtual cards. If you plan on using your card at petrol kiosks and with telcos and eWallets, then you may wish to consider applying for a physical card instead.
For dining, offline retail and online shopping, both virtual and physical cards generally work equally well.
Multi-Card Support
While you may only link one virtual card to your Haven Wallet at a time, you may link your wallet to both a virtual and physical card at the same time. Hence, you may wish to consider applying for both a virtual and physical together.
To apply for an OMNi Card, first download the Haven Wallet mobile app before applying within.